techno14

New Pricing Technology Makes Car Insurance Cheaper

Over the years, the technology used to calculate car insurance premiums has changed dramatically. Actuaries used to figure out premium levels by hand using books of statistical data. Later, adding machines and early computers ground through the numbers. More recently, online forms were invented which allowed you to get a quote online.

After all that time grinding things out, what most insurers and consumers wanted was speed. As a result, the current model for most traditional or mainline insurance companies in Australia consists of just a few questions. With these tiny points of data, a quote is generated based on aggregated consumer averages.

The result is a fast quote, but not a very accurate one. Most people dont notice that they are being treated as averages. They simply pay the quoted amount and pay rate increases even if they are accident free. However, you dont have to settle for this outdated and inaccurate system any more.

While most insurers havent gotten there yet, there are a few car insurance companies that have been pioneering a new way of calculating premiums. This new pricing methodology is based around creating highly detailed risk profiles of potential customers. This allows a calculation of premium that can truly separate high-risk from low risk customers.

There are several winning elements to this methodology. However, for consumers like you, the main benefit is often lower prices. If you are a good driver with a limited number of claims, you can really make home some substantial savings by switching to a company using this in-depth modelling framework to calculate rates for insurance cover.

It can feel a bit strange, especially after years of living with the old speed-is-everything system. Thats not to imply that this method isnt fast, mind you. It simply asks several additional questions about parking locations, length of commute to work, and so on.

As one of the early adopters, you stand to benefit the most. While your friends potter along with outdated insurance policies with off-the-rack premiums, you can have a custom tailored premium that only charges for the real risk you face as a driver and customer. Youll be able to quit subsidizing the behaviours of others through blanket premiums, and get to enjoy the fruits of your own careful behaviour on the road.

This is especially true if you really arent an “average” driver. If you only drive a few days a week, work from home and dont use your car regularly, or are retired and dont drive long distances, you have a dramatically different risk profile than most Australians. Yet you have been paying “average” rates for years, since the old method never inquired about your true habits.

Even if youre not a fan of the new and different, this is a new technology youll want to embrace. The new technology behind this quoting system isnt all flash and sparkle. It truly represents a way to make insurance premiums cheaper for you through more accurate pricing of your insurance cover based on your real risk profile.

techno18

Science and Health Scientist Addresses Cancer Concerns Related to Atrazine

Elizabeth Whelan, President of the American Council on Science and Health (ACSH) posted a great entry on ACSHs Health Facts and Fears blog on the growing attempts by activist groups to convince the EPA to ban atrazine due to cancer claims and other health concerns.

Atrazine is one of the most widely used herbicides in the world. It helps farmers fight weeds on corn, sugar cane and other crops, leading to dramatic increases in crop yields. Without it, our food supply would be in jeopardy. Activists want the public to believe that atrazine causes cancer and birth defects, but its simply not true. Whelan writes:

“Atrazines health and safety record is stellar. The Safe Drinking Water Act requires monitoring for a multitude of chemicals, including atrazine. Levels of atrazine in U.S. waters are well within the federal lifetime drinking water standard a level containing a 1,000-fold safety buffer. The Environmental Protection Agency in 2006 completed a 12-year review involving 60,000 different studies and concluded that the current use of atrazine poses “no harm” to the general population infants, children and adults. According to this same regulatory agency (which oversees pesticide use) atrazine is “one of the most closely examined pesticides in the marketplace.”

Whelan points out that many activists are not willing to accept this assessment and were able to cast doubts upon the issue with the EPA. As a result, last fall the EPA announced it would initiate a re-re-re-evaluation of atrazine and health. These activists will not be happy until the EPA bans this herbicide, which would then open the door for activists to attack more chemicals, claiming they are unsafe.

Finally, Whelan points to the media for “scaring” the public into thinking that these “chemicals” are unsafe and that the manner in which they are evaluated should be changed:

“Many of the recent media chemical scares, like the two hour “toxic” presentation on CNN, argue that a) there are tens of thousands of “chemicals” out there; and b) the current government policy, assuming these chemicals are safe until contrary evidence was presented, must be reversed so that a chemical is considered hazardous until it is “proven safe.” But how do you prove something to be safe? Its like trying to prove a negative it cant be done. The example of atrazine with decades of safe use, thousands of studies that found no harm to humans and years of getting a green light from EPA (which is not known for understating chemical risks) leaves us with the question: After all these evaluations and years of use, if atrazine doesnt meet the criteria for “safety,” what chemical possibly could?”

techno17

Medical Billing Software, Bespoke Software Development & Vb.net Programming

Medical billing softwares are a necessity for thousands of businesses.Bespoke software development is the best solution for businesses of all sizes. VB.NET programming services are economical.

Small, medium and large companies in the medical field require reliable and efficient programs. The advantage of having efficient medical software is it saves time and money. Productivity of billing improves significantly.

Medical billing softwares can be programmed to meet the needs of a company. Whether it is to collect reimbursements or issue disbursements. Professional programming consultants can provide the services.

They are proficient in building an efficient and high performance billing and coding system. The benefits of Bespoke software development are its modification capabilities. It is also capable of support and customization.

Another benefit of Bespoke software development is its flexibility. It allows changes and custom features to be programmed. Small and medium sized businesses can benefit if it is outsourced.

A professional consultant and programmer actually reduce costs. A business can experience an increase in billing productivity. There are no technical issues to resolve that can reduce production activities.

Support is available twenty-four hours, seven days a week. A professional programmer and developer are always available to assist with technical issues. Issues are addressed and issues are resolved quickly.

Software developed by experts efficiently manages the billing and coding processes. It is the best solution for companies needing a solution for payroll, insurance billing, customer billing, and medical coding processes.

The advantages of having BeSpoke software development are control, customization, and its user friendly. Medical and insurance companies have more control of the all application processes.

Applications can be distributed and constructed easily. Components can be linked and embedded to an applications user interface and stored documents. It can be used for various purposes by the developer.

Consultants of medical billing softwares are trained and skilled. Developing customized software is cost efficient. Businesses can eliminate the problems of maintaining and resolving technical issues.

VB.NET programming, a visual basic program language is used by hundreds of businesses. The language has integration capacities. It can develop user interfaces and connect them to functions provided by the application.

User interfaces are important. It provides access for types of modules, forms and procedures. A consultant can ensure the efficiency and reliability of modules, applications and forms.

Medical billing softwares that are programmed by expert consultants are beneficial. VB.NET can be developed for Windows based applications. BeSpoke software development offers flexibility, control and customization.

techno11

Automated Robots And Systems

With the advance of technology, it is now possible to trade the Forex market automatically. This is possible through the use of automated robots and systems that execute trades on behalf of a trader when a certain set criteria are achieved. A Forex robot is a program that strictly uses technical signals to execute trades in the trading platform without the direct intervention of the trader.

Although automated robots are a good way of navigating the Forex market, they have several pitfalls. The Forex market is very dynamic in nature; that is, the market conditions change on a constant basis. Therefore, since robots basically trade on a certain set of pre-wired conditions, they are not able to cope with the ever-changing conditions present in the Forex market.
A majority of the robots available out there are not programmed for all environments or are not able to recognize drastic changes in the market conditions. Therefore, they are prone at making losses, which can be enormous if not properly watched or managed.

Because of the advantages of trading using robots, scammers sometimes dig around these to give false claims to ill-advised traders. For example, a flashy advert can claim that a robot being sold at $30 is able to make 200-500 pips per day. While this is not impossible, you should be careful about such claims. If the robot is able to make such a huge number of pips per day, why cant the owner simply trade using it and make lots of money instead of trying to sell it to other traders?

It is important to note that in the world of Forex trading, there is no such thing as a consistent market, and past results are usually not indicative of future results. Conditions of the Forex market change on a constant basis. This means that results realized yesterday may not be the same results realized today. And, some of these scammers make up the results of their trades to convince traders to purchase their products. When the deal is too good, wont you think twice?

The most appropriate thing to do is to stay away from automated systems and robots until you have thoroughly fine-tuned your skills in trading. Beginners usually do not know anything on how the Forex market operates. Therefore, it is best to become a master trader before allowing automated robots and systems to do it for you.

techno10

Roomba 770 – The New Vacuuming Robot

The Roomba 770 from iRobot is an advanced cleaning robot that vacuums your house so that you never have to lift a finger. The Roomba 770 is just one in a series of iRobot Roomba vacuum cleaners that have been evolving over the past few years to provide you with the best cleaning robots. The Roomba 770 is the little brother of the 780 in the 700 Roomba series.

Programming your vacuuming at home is one of the luxuries of this robot – up to 7 times a week with the 770 so you can head out and forget about it. It navigates itself throughout the house using the new ‘sensor technology’. This robot can be programmed with exact parameters of where to go so it doesn’t get lost in your house.

The Roomba 770 has an Advanced Cleaning head that has been designed especially for pet owners. The new cleaning head of the Roomba 770 has been specifically engineered to pick up extra hair and dirt – right down to the smallest dust particles.

iRobot’s Roomba 770 has iAdapt technology which means that it can customize to your house and the area it is cleaning up to 60 times a second. Softening the contact with multiple pieces of furniture in your house it uses sensors to ensure it doesn’t break anything. It can tell the difference between a wall and a curtain and uses an incredible wall following technique to make sure your whole floor is cleaned.

The 770 Roomba has the brand spanking new ‘Dirt Detect’ that stops the Roomba in its tracks if it finds a particularly dirty area – making sure it goes over it until satisfied. The New Roomba 770 also features a bin indicator light that lets you know when it needs to be emptied. With a Roomba 770 robotic vacuum cleaner from iRobot the most work you will ever have to do around your home is to empty the Roomba 770’s bin and make sure you keep it clean. When it’s low on power the little robot will also find its way back to its dock to fill up with gas.

If your time is valuable to you – you can now spend it doing something other than cleaning your house. Let the Roomba 770 do your work for you.

techno18

Sony Ericsson W995 Red High End Multimedia Supports With Ultra Modern Connectivity Competencies !

The Sony Ericsson W995 Red comes packed with a huge number of up to date features which make it the cynosure in the mobile market. The device incorporates an exquisite design with a perfect finish. The red casing of the phone makes look even more beautiful which catches the attention at the very first sight. The key inputs are facilitated by the slide out key pad that. The screen TFT screen of the phone stretches up to 240 x 320 pixels which dominates the front of the gadget. The accelerometer sensor results in a enhanced sophistication as it proves very helpful while browsing any website. The reason lies in the fact that, the vertical and horizontal rotations of the screen let the users adjust to the different lay outs of the websites. Interestingly, one does not need put much effort to enjoy this sophistication, just hold the handset horizontally and enjoy the landscape mode. The display of the phone promises a wonderful display as it has got the supports of almost 256K of colours.

The Sony Ericsson W995 Red delivers an appreciable experience in the multimedia aspects. A 8.1 mega pixels camera takes well care of the imaging interests and the needs of the users. The high definition camera produces a high resolution of image and that too enriched with natural colours and contracts. The features like Geo-tagging, face detection and image stabilizer bring quality to each and every picture, and at the same time other features viz auto focus LED flash allow the users to snap well lit images even when the lighting conditions are not favorable. The camera captures great quality videos at the speed of 30fps, that is unhesitantly a commendable capacity of the lens. One won’t have to get disappointed on the thought of video calling, as this 3G phone is equipped with a secondary camera which lets it capture videos while on the call. When it comes to the music aspects of this device, one cannot question its music producing capabilities as its a walkman phone adorned with the walkman 4.0 player. The additional features of the music player include Shake control, SenseMe and trackID recognition. The shake control allows the users to control the playback just with a shake, give it a shake and the current song will change. This music player can sense the music propensities of the users as it can make play list depending upon the songs stored and played. It separates the songs on the grounds of tempo and mood. Then the trackID music recognition brings the information about the songs, be it about the artists, albums, genres anything else.

The W995 Red ensures that the users do not make any complaint on the data and connectivity speed of the phone. Its brings an enviable speed at web browsing as it is supported by a host of high end technologies. All in all, it is a well balanced gadget.

techno4

Forex Trading Robots Vs Manual Trading Which Is Best

Think a track record with the above printed on it will make you money? Well try it and see!

These automated trading systems are designed to appeal to the greedy or naive investor and they really should know better – making money in any venture is not easy.

There is one advantage you have over any robot – you are capable of independent thought, no computer can think for itself and your brain is an amazing tool – if you use it correctly.

The rewards with manual trading are huge and you need to work smart and get a set of trading rules, to execute your trading system and have the discipline to follow it.

Forex trading offers huge rewards for the effort you need to put in and anyone can learn to trade – it’s just a question of having the right mindset and right forex education.

Today, we marvel at computers and how they have enriched our lives – but in forex trading the appliance of science is not enough, as markets don’t move to set formula’s, there an odds game. However, if you learn how to trade the odds you can win.

So which is best using a forex robot or manual trading?

You know our view its manual trading although we have seen some robots that can make money (they are either expensive or require tremendous discipline) you can make more if you apply yourself correctly.

Forex trading is a challenge and one you win just keep in mind you can win have confidence in your ability and learn currency trading for long term gains and don’t trust anyone else – especially not a forex trading system with a simulated track record!

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techno17

Nokia Lumia 710 For A Superb Multimedia Experience!

The Finnish mobile phone veteran is in recent months witnessing a reversal of fortunes. The launch of the Lumia series of smartphones has indeed made it possible for it to make the turn around. The UK mobile phone market, particularly has responded very positively to the Nokia Lumia 710 contract as well as the bigger cousin, the Nokia Lumia 800 for that matter.

You have one of the most functional and problem free smartphone handset when it comes to excessively brilliant multimedia phones. Besides the obvious charm of multimedia, the Lumia 710 has several other attributes that will most certainly make the potential buyer happy and nod in approval.

The Nokia Lumia 710 is a smartphone that is a shining example of the extremely positive outcome that has happened because of the association of Nokia with Microsoft. It is really surprising what big difference the presence of a more robust and vibrant operating platform can bring about in the fortunes of a falling company. Microsoft Windows Phone OS most certainly got the momentum going once again for Nokia. This version is also called the Mango.
Mango OS, powerful processor, fast web browsing you have it al here!

Besides the latest from Microsoft in the Microsoft Windows Phone version 7.0 of the operating system, you also have a powerful 1400 MHz Qualcomm MSM8255 (WCDMA) processor. This is a mighty enough combination of superlative software and hardware that any one in the mobile phone industry would love to provide in their respective handsets. Really, the outcome is beyond compare performance. Be it multi tasking or the quickness with which web pages download and close, or the efficacy with which you can work on more than a couple of E-mail accounts, and so on and so forth.

Nokia has also worked on the design aspect of the Lumia 710 and this shows. Affording a compact dimensions of 710 is 119 x 62.4 x 12.5 mm, the Nokia Lumia 710 weighs a very acceptable 126 gm. The device derives its power from the BP-3L 3.7V 1300 mAh battery.

The 3,7 inches wide Clear Black display touchscreen is something that you would not be able to take y our eyes off that easily. The TFT display is through the premius Corning Gorilla Glass and the resolution obtained is 480 x 800 pixels.
With just about everything starting from Google Search, Gmail, Yahoo Mail, YouTube, and Wikipedia available at your fingertips, you cannot but be happy with the net connectivity and data networking support offered.
The five mega pixel camera also more than does its job by returning crystal clear still images and high resolution video footage.

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techno19

Crisis Management Technology Big Brother saving lives

We all like to think that we are never going to be involved in a crisis or any scenario where risk is running high. Unfortunately for some, their day-to-day jobs involve encountering risk and putting their lives at risk for the good of others.

Very often, working in high risk environments can be difficult, especially if its on foreign soil. Not knowing your surroundings and working with people from different cultures can often be very stressful work. This is where GPS technology can help.

GPS Technology utilises a network of satellites orbiting earth to send and transmit signals back to devices on the ground, at sea and in the air. Satellite technology is ideal for people working in remote locations as it doesnt rely on cell towers and the signal is transmitted directly to the satellite from the device. In certain circumstances, i.e. in a dense forest or built up city area the signal may falter a little but at sea, in the air or on the ground it is usually a very reliable technology and helps teams in situations liaise with central management teams regarding locations, risk and general communication.

The areas of high impact when it comes to Crisis Management technology are places like the 3rd world countries. These countries often span a vast area of expansive land and aid workers travel from village to village trying make sure inhabitants get what they need to survive. Naturally, as people try to do good others will try to hijack this work for their own needs.

This is a perfect example of where Crisis Management technology can help. Not only do the central teams know the exact location of the convoys but they can also advise of, and how to avoid, potential risk situations by using the GPS technology at hand, both by tracking and communicating those on the ground.

With GPS Technology is easy for central teams to deploy backup to the exact location of a situation. It enables teams to be responsive with accurate information, which ultimately saves lives and allows for critical missions to succeed.

techno15

The Features Of Lineage 2 Private Server

There are many on-line games over the internet, which can provide you great amount of enjoyment when it comes to fun and excitement. However, there are only a few video games, which have their own private servers. Lineage 2 is a type of few video games, which have its private server. The Lineage 2 Private Server is extremely well-known over the internet, due to its nice unique features and incomparable speed over the internet. It doesn’t matter what number of games have you ever played on the web on completely different servers, in case you play as soon as on Lineage 2 Private Server, you can be merely amazed. This unique server is so wealthy in on-line expertise that, your fingers will likely be glued to this server.

One of the main advantages of enjoying on the Lineage 2 Private Server is that, you do not need to alter your shoppers to have an access to these games. You’ll be able to simply start playing the video games as and when you really feel like on the Lineage 2 Private Server. It’s fairly mentionable that this server is compatible with the java environment. As a matter of reality, this server can run your recreation in the java variations of 1.6 or higher. This combination of java is discovered on virtually every system. Hence, there will probably be no problems for you to play these video games on the private server of the Lineage in your personal system.

Aside from the above-mentioned options, Lineage 2 Private Server can also be nice by way of gaming experience. In case you are willing to play this recreation with your complete buddies group, you can easily do so. This unique private server lets you play this recreation with as a lot as one thousand mates at a time. That is certainly one of the vital exciting features of this Lineage 2 Private Server. This server is designed in such a manner that, it will probably offer you one of the best gaming experience, even after a lot of load on its server. Due to this fact, you need to undoubtedly desire to play your favourite game on this server, as it’s simply the most effective on the internet.

In addition to the above advantages, you can too avail various other Lineage 2 Private Server advantages. By enjoying games on this server, you’ll be able to enjoy the final expertise of those excessive definition games. Now, there will be no hold-ups between your games and no different graphical errors. With this newest know-how gaming server, you may have plenty of enjoyable with your pals and different family members.