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New Technologies in Finance Joseph Wilk on Banking Technology

Joseph Wilk, credit card and debit card transaction specialist and owner of Millennium Merchant Services, has seen rapid changes in the credit card processing industry recently. Joseph Wilk works primarily with countertop credit and debit processing terminals, wireless satellite terminals, and electronic check readers, but these are only the tip of the iceberg when it comes to financial technology. Companies around the world are working to take finance related practices digital and to mainstream those technologies.

Currently, financial companies are jumping to adopt digital wallet technologies. Digital wallets, Joseph Wilk NJ explains, can be used both to purchase items online and in stores. They also can serve as verification devices in situations where identification is needed, such as when purchasing alcohol. Digital wallets can best be understood as multi-part systems, consisting of an individual device, an application that is run on it, and the supporting infrastructure. Joseph Wilk knows that the devices that support digital wallets are often things like smart phones. Various digital wallets are currently being marketed by Visa, Apple, MasterCard, PayPal, and others. Consumers are so far less eager than banks to adopt this new technology, although one does sometimes see someone paying for a product by using a phone.

Digital check guarantee and conversion through the use of electronic check readers is a form of technology of which Joseph Wilk NJ is much more certain. Also known as remote deposit, these check readers allow a check to be electronically scanned and deposited into any checking account. This process was hesitantly adopted and only made legal in 2004 through what is known at the Check 21 act. After a slow start, remote deposit is frequently used by businesses today with the wide availability of digital check scanning technology.

Joseph Wilk NJ knows that, with all of the changes going on in digital banking, banks are looking for ways to keep their customers safer. Citibank, for examples, has replaced the magnetic strip on its cards with a smart chip for increased security. Most banks devote a significant amount of their web presence to addressing security concerns. The has government even stepped in, requiring that banks use a two-step authentication process to verify online banking log-ins. Banks also largely use a process of encryption or scrambling any time there is a transfer of personal or financial data. With banking rated as the second most common activity performed online, it is critical to take extra security steps.

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Examples Of Science Fair Projects

Examples of Science Fair Projects

Part of the preparation that is completed by the teaching staff in readying a science fair event is presenting the ideas to the students. Some students are very interested in these types of extracurricular events and other students would just as soon remain anonymous in the back row of the class. This aspect of preparation involves a sales pitch of sorts from the teacher. She or he must present the idea to the class while fostering the encouragement for the students to participate. The prizes and recognition will motivate some students and other students will be motivated by the opportunity to explore some topic that interests them. The latter set of students will need little encouragement and former group will likely retain enough interest to at least consider what the teacher is presenting. One way to sell the class on these events is to show them examples of science fair projects.

One of the most effective examples of science fair projects is the stink bomb.
If students were to rank their favorite among the examples of science fair projects, this smelly chemical reaction would be in the number one position. There are two reasons for using this example of science fair projects. The first is to get the attention of the students hiding on the back row and convince the others that this can be a fun and enjoyable process. There is nothing quite like a demonstration to win over a crowd of less than enthusiastic teenagers! The second reason is that if you use this example of a science fair project in class then the students cannot use it in the science fair. This clever reason prevents all the mischievous students from showing up to the science fair with all manner of smelly projects. By using this as examples of science fair projects in class you take it off the table as a possibility for student experiments.

Once the teacher has gotten the attention of the whole class and the neighboring classes down the hall with the stink bomb, she or he should have no trouble signing up the students for this event! Once this is done the students can begin discussing what topics they would like to demonstrate at the now popular school science fair.

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Trimble is establishing SITECH Technology Dealers in the Americas, Europe and Asia Pacific regions by Strathclyde and Associates

Strathclyde Associates Trading and Management Construction Company News: Trimble has announced today that a SITECH Technology Dealer has been established to serve contractors in Florida, Georgia and Alabama. SITECH South East joins the network of SITECH dealerships – the first fully dedicated global distribution network offering the most comprehensive portfolio of construction technology systems available to the heavy and highway contractor.

SITECH Technology Dealers represent Trimble machine control systems for the contractor’s entire fleet of heavy equipment regardless of machine brand, along with Trimble’s portfolio of Connected Site(TM) solutions–site positioning systems, construction asset management services, software and powerful wireless and Internet-based site communications infrastructure.

Strathclyde Associates Trading and Management Construction Company News: The experienced construction professionals at each SITECH Technology Dealership can advise contractors on the appropriate construction technology solutions to utilize, and can provide high-quality local customer service, personalized training and technical support. As authorized dealers for Trimble site-wide solutions, the SITECH Technology Dealers understand how to apply innovative construction technology to help solve a variety of contractors’ construction challenges. Leveraging technology, contractors can gain greater insight into their operations, enabling them to lower operating costs and improve accuracy, safety and productivity.

Through the adoption of construction technology, contractors can experience new levels of productivity that enable more competitive bidding on projects. SITECH Technology Dealers offer the most advanced and complete set of tools to revolutionize the construction workflow.

Strathclyde Associates Trading and Management Construction Company News: Trimble is establishing SITECH Technology Dealers in the Americas, Europe and Asia / Pacific regions. SITECH South East will serve heavy and highway contractors throughout the states of Florida, Georgia and Alabama involved in a range of earthmoving applications such as the construction of roads, highways, railways and airports as well as site prep for large commercial, industrial and residential projects.

SITECH South East was formed by Southern Precision, Inc. (SPI) and Trimble.

Strathclyde Associates Construction Management: Strathclyde Associates Trading and Management Construction Company made a number of associations mainly in the Pacific and Southeast Asia regions. These business partnerships added extra strength to Strathclyde Associates Trading and Management Construction Company. We are proud to be associated with projects in countries including Thailand, Indonesia, Singapore and Seoul, S Korea.

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Volcano Science Projectextreme

Everyone has heard of the classic volcano science project using vinegar, baking soda, and a little bit of red food coloring. This little experiment, however, is a little more extreme, and a little more realistic (do not worry, it is not actually dangerous!). This guide will teach you how to create a volcano project that really erupts with some force.
Unfortunately, the fake lava is not going to be quite so realistically red, but sometimes compromise means sacrifices! Here we go:
Gather your building supplies. For this project, you are going to need to start with a volcano. A prepackaged paper mache kit is recommended. Next, you need a two-liter bottle of diet cola. Use your paper mache kit to build a mountainous, volcanic structure around the bottle, leaving a hole at the top large enough to facilitate opening the soda bottle. Give your paper mache plenty of time to dry before you attempt the next step, or else you will end up with a sticky mess on your hands.
Paint your volcano. This is where you can get pretty creative, even though most volcanic mountains look pretty much the same. You can go for the standard black and brown color of rocks and dirt, or you can get a little artsy. Why not make a tie-dye themed volcano? It is just a science experiment, and science should be fun! After applying your paint, make sure that it is completely dry before you begin the next stage: Explosion!
Now it is time to add the trigger to the equation. Go to your local convenience store and buy a roll of mint Mentos. It is very important that you buy these in particular, as nothing else will work correctly.
Ready your presentation in a clear, outdoor space (trust me; you do not want this volcano erupting indoors!). Carefully take the cap off your diet cola, which, if you have followed directions, should be housed securely in your paper mache volcano. Commence with a dramatic countdown, and at its conclusion, drop a couple of the Mentos into the cola.
ERUPTION!
This is a fun experiment to do at school or at home, but if you are planning to attempt it, there are a few safety precautions to take. The reaction of the cola to the mints is very strong, and you definitely do not want to put your face near the opening of the soda bottle for the initial eruption. It is recommended that you wear goggles or some type of protective eyewear if you are going to be the one tossing the mints in the soda. Other than that, enjoy the spectacle!

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Is technology making social anxiety worse

I love video games, I love my computer, and I love my flat screen, but I find myself wondering sometimes if technology is making social anxiety worse. Has the convenience that technology has given to us also hindered us from overcoming social anxiety as a whole? Has technology made overcoming social anxiety even more difficult by placing a virtual barrier between human interaction and physical contact?

We can research and make friends with people online, but there is a lack of human interaction. The advantage of being online is that you can find a community to help you with whatever problem you have, but the disadvantage is the lack of action. We start using the internet as our outlet to being social. There is a huge lack of “real” interaction. We can sit at home and keep ourselves entertained with the hundreds of channels we have. We can live our vicariously through the character we play on video games, hell we can even pay our bills online so we don’t have to interact with another human being.

I love the benefits that are given to us because of technology, don’t get me wrong. I think it’s great that I can do everything I listed above. I love the fact that I can save time and money by sitting at home. I think technology can help and hurt you at the same time.

The way that I figure it, technology is like a fine wine. Doctors say, for the time being anyway, that a glass of wine a day is good for you. On the other hand, If you drink too much, it can kill brain cells and also can cause liver problems. Technology, like wine, can affect your relationships if you take in too much of it and let it control your life.

I think it’s outstanding that I have friends from all over the world that I’ve never met and probably never will, but I think it can also stunt your growth when it comes to getting past the reality of shyness and social anxiety. I realize that technology is a tool we can use to reach out to others but we need to use it wisely and apply what we learn with it, to the outside world. We have to make sure we don’t use technology as a crutch to avoid physical social interaction.

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Science Update Stem Cells and Cardiovascular Health

Thanks to a growing body of research, scientists are now recognizing that having more stem cells in ones bloodstream could be one of the greatest strategies for optimal health. For example, a number of recent studies have shown that a greater number of circulating stem cells equated to greater cardiovascular health.

Lets look at some of these studies in a little more detail so you can grasp the potential benefits of supporting your bodys natural release of stem cells into the bloodstream

In 2001, Vasa et al reported that compared to healthy individuals, people with cardiovascular problems had fewer endothelial progenitor cells (EPCs) in their bloodstream. EPCs are a type of stem cells responsible for the development of new blood vessels. The study also demonstrated that the EPCs isolated from people with cardiovascular problems showed less ability to migrate in tissues. The Vasa group also reported that smokers had fewer EPCs in their blood.

In 2004 Schmidt-Lucke et al measured the number of EPCs in the bloodstream of 120 individuals (43 controls and 77 individuals at risk for cardiovascular problems) and observed these individuals for ten months. At the end of this time, the authors reported that a reduced number of circulating EPCs was linked to a poor cardiovascular health prognosis.

The next year, in a similar but more extensive study, Werner et al measured the number of EPCs in the bloodstream of 19 individuals, and observed these individuals for one year. Overall, the people with more circulating EPCs experienced fewer cardiovascular problems and, conversely, the people who had fewer EPCs in their blood showed increased incidences of cardiovascular events.

Thanks to recent studies, scientists now understand why greater numbers of stem cells in the bloodstream equate to better cardiovascular health. In essence, when a tissue has poor blood circulation, it lacks oxygen. And when a tissue lacks oxygen, it releases compounds that accomplish two specific tasks: 1) attraction of EPCs into the tissue, and 2) conversion of EPCs into capillary cells. Therefore, whenever a tissue is lacking oxygen, a process is triggered whereby circulating stem cells migrate to the tissue and contribute to the development of new capillaries. This leads to greater delivery of oxygen and nutrients, thereby helping the tissue maintain better health.

When we understand that poor oxygen and insufficient nutrient delivery to organs and tissues are two of the most common underlying causes for a wide variety of health problems, it is clear that increasing the number of circulating stem cells becomes one of the most valuable strategies for maintaining optimal health.

Disclaimer: This article is for educational purposes only and does not constitute medical advice. The opinions expressed herein are those of the author and any products mentioned, while supported by science, are not intended to diagnose, mitigate or treat any disease or illness.

For information on supporting your bodys natural ability to release stem cells, and to take advantage of financial opportunities in this exciting arena, visit:

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Is Ams Health Sciences A Scam Or Legit Opportunity – Ams Health Sciences Review

I decided to investigate an opportunity called AMS Health Sciences due to the number of scams running online, this is what I found out…

Some of the network marketing companies have begun in other countries or has taken its roots abroad and has just recently spread all over United States. AMS Health Sciences is one of these companies inspired greatly by a Russian scientist.

Company Background

Dr. Israel Brekhman, a Russian scientist in 1940s went on a research expedition along the China-Russia border to study how special plants can affect humans and animals. The term adaptogens was created to describe the ability to cope effectively with different stressors. Taking adaptogens also improved people’s chances to deal with stress and other health problems.

Dr. Brekhman continued to make a formula, made of adaptogens to be used by individuals. AMS acquired the exclusive rights to distribute the formula and products worldwide. Currently, AMS opens the opportunity for individuals to experience the health benefits of adaptogens and start their own business.

What are the Products?

Saba is one of the most popular products, containing antioxidants and other nutrients that claim to help detoxify the body to effectively get rid of stress. Saba Weight Loss is also available which can help maintain healthy weight and cholesterol levels. Natural ACE Weight Loss is offered by AMS Health Sciences to help individuals suppress their appetite and get over their fat and weight problems.

Prime One Concentrate, Prime Plus and Uropower are the other products that mainly function to get rid of stress and other related problems. People stay safe from disease and stay strong for different daily activities.

The Opportunity

By joining AMS Health Sciences, you get the business opportunity of buying the products wholesale. You can then retail these and keep the profit. You can also earn bonuses by inviting others into the network to become distributors. You continue earning commission based on the sales and performance of others in your down line.

This seems to be a legit opportunity to pursue, but what is missing?

You need proper marketing knowledge to make this opportunity work. I can say that I’ve wasted a lot of money on the WRONG information. I use to do home meetings, call leads, distrubute brochures and even ask my family and friends to buy my products. These methods didn’t work.

Want the shortcut? Visit the link below for AMS Health Sciences profitable tips…

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Two Oled Technologies Amoled And Pmoled

OLED is a new technology that can make thin, efficient and bright displays. OLEDs are made from organic light-emitting materials, and OLEDs do not require any backlight and filtering systems that are used in LCDs. So OLEDs are more simple to make and actually can be made flexible and transparent as well. OLEDs are also very efficient, and companies are working towards OLED lighting – an OLED “lightbulb” will be efficient and thin, opening the way for great new lighting designs.

There are two types of OLEDs used in displays – PMOLED and AMOLED. The difference is in the driving electronics – it can be either Passive Matrix (PM) or Active Matrix (AM).

With Passive-Matrix OLEDs, the display is controlled by switching on rows and columns. When you turn on row number x and column number y, the pixel at the intersection is lit – and emits light. Each time you can choose just one pixel to light. So you have to turn these on and off very quickly. You do so in a certain sequence, and create the desired image. This is somewhat like the interlace-system used in old CRTs, but the control is done pixel-by-pixel.

PMOLEDs are very easy and cheap to build, but they are limited to small sizes (up to 3″, typically). The image displaying is a bit complicated (because of the row/column method). Also the power consumption is not as good as AMOLEDs.

AMOLEDs have a different driver electronics – each pixel is controlled directly. AMOLEDs are more expensive, and much more difficult to create, but can be used for larger displays (current prototypes are up to 40″) and are very power efficient.

The first OLED products in the market used PMOLEDs – these were MP3 players, sub-displays on cellphones and radio decks for automobiles. The displays were small and usually with just one or two colors. When AMOLED panels started to emerge in 2007 and 2008 we have seen these larger displays in mobile video players, digital cameras, mobile phones main displays and even OLED TVs.

PMOLEDs are still very popular – there are more MP3 player sold today with PMOLED than with LCDs. But for larger displays, AMOLED is the best technology, and is growing much more quickly than PMOLED displays. Obviously for larger displays, such as TV, laptop monitors or PDAs, AMOLED is the only choice.

Today there are several companies that are working on technologies that actually close the gap between PMOLEDs and AMOLEDs – offering a sort of hybrid system. The promise is that these displays will be both easy to make and allow power efficient larger displays. We still have to wait and see whether these technologies actually work on commercial displays. One such technology is Dialog’s SmartXtend.

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Life Science Science Fair Project

Life Science Science Fair Project

One of the challenges faced by students who want to participate in the school science fair is how to choose a topic. There are not many aspects of life that do not have to do with science in some form or fashion. Even the topic of fashion is related to the chemistry field in the production of makeup and clothing! Perhaps the first step is to make a list of the things students are interested in. These can be activities or hobbies or objects around them in their every day life. The next step would be to evaluate this list using the eyes of science. For example, if a sporting event in one the list this would fall into a biology category or a physics category. If the list included art of music, then the relationship would again be biology in the characteristics of human senses or the applied science of what makes musical notes sound different according to their individual wavelengths. Once the list is evaluated have the student decide if they should pursue a physical science or life science science fair project. Many of the items on the list will fall into one category of the other.

This process of determining if a student wants to pursue a physical science or life science science fair project will help them narrow the field of topics. By encouraging them to make the list and evaluate it, you have already invested them in the decision. This is a much better strategy that having the teacher choose, or worse yet assign, the topics. One student may have no interest in sports and another may have no interest in plant life. This way they are already interested in the physical science of life science science fair project before the work even begins.

Once the students have chosen between the large categories of a physical science or life science science fair project, the next step may involve a couple of student and teacher meetings. The teacher should be able to guide and suggest ways of perceiving their chosen topic that will inspire ideas for the student. Again, it is important to let the student make the bigger decisions with the teacher acting only as a guide. This way they will be interested in the project from beginning to end.

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Benefits Of Fax Over IP Technology In Small Businesses

Voice over Internet protocol (VoIP) technology has become standard in many offices and storefronts. It provides higher bandwidth and better capabilities than traditional phone lines. Faxing has changed because of the introduction of VoIP technology. Traditional fax machines that used modulated sound to transmit data are being replaced by software-based digital systems. Small businesses can benefit in a number of ways by switching to fax over IP technology.

Reliability

One of the ways fax over IP can help a small business is by improving the reliability of transmissions. Traditional faxes rely on signal modulation to send and receive data. Inconsistencies in the telephone lines, minor hardware issues and even different fax machines can cause these transmissions to fail or to become corrupted. The fax over IP technology is digital and the data has a very low to non-existent chance of loss. This makes digital faxes far more reliable.

Lower Costs

Fax over VoIP will save small businesses money over traditional faxing technologies. VoIP protocols can be sent across any network line. They can also be interpreted by a wide range of technologies from computers to multifunction printers and even mobile devices. This makes it unnecessary to maintain dedicated phone lines. It also decouples faxing from older fax machines that require constant maintenance, paper and toner.

Environmentally Friendly

Sending fax over VOIP in a network through a line can be done completely electronically. Small businesses do not need to feed a paper printout of an invoice or report into a machine. Similarly, faxes that have been received do not need to be printed immediately or at all. Sending and receiving faxes can be done through a software interface. Faxes can be sent and received as digital files that are viewed on computer screens or mobile devices. This allows a small business to be more environmentally friendly without having to sacrifice the convenience of faxing.

Better Access for Employees

The traditional way of sending faxes involved loading a machine, dialing a number and then waiting for a confirmation. This is time consuming and inefficient especially when multiple people need to send a fax. Fax over IP technology makes it possible for employees to send faxes seamlessly from a desktop or other device. The fax can be added as a network device similar to a printer. Employees can simply send documents to the fax from within different programs.

Higher Quality Faxes

A large benefit for modern businesses is higher quality faxes. Fax over IP can encode documents created digitally. There are no scanning or resolution issues. People who receive the fax will see the document exactly as it was created. This can make it easier to send documents that include detailed charts, small graphics or complex illustrations. The individual pixel will not run together and become illegible because of issues with an optical scanner at the last minute.